How to start
Financing your timber frame build
Your timber frame home should feel possible — not out of reach. We make that easier with a clear kit price and lenders who understand how our builds work.
A timber frame home is a dream worth building. We are here to help you get there — with a kit price you can plan around, engineer-stamped plans your lender can use, and introductions to construction lenders who already know our kits. Most buyers finance with a construction-to-permanent loan on a timber frame kit build led by a general contractor.
How construction loans work
Most custom builds use a construction-to-permanent loan: the bank releases funds at milestones as your home takes shape — foundation, frame raised, dry-in, and so on — then rolls into a standard mortgage when you are done. Lenders typically want stamped plans, a realistic budget, and a general contractor on the project.
That is why we work with lenders who understand timber frame kit builds — not just stick-built schedules. We give you the kit quote and documentation they need; they help you structure the loan. For full numbers and phasing strategies, see our cost guide and financing and phasing article.
Lenders we work with
The right lender makes a real difference. We recommend Tori Doucette at Revolution Mortgage — she knows our kits and can help you get the financing you need to turn one of our frames into your home.
ADVERTISEMENT | T2 Financial LLC dba Revolution Mortgage is an Equal Housing Opportunity Lender NMLS #1686046 – For licensing information, go to: www.nmlsconsumeraccess.org. Terms, conditions, and restrictions may apply. All information contained herein is for informational purposes only and, while every effort is made to ensure accuracy, no guarantee is expressed or implied. Not a commitment to extend credit. Borrower must meet all loan program and eligibility requirements. Information is subject to change without any notice. This is not an offer for an extension of credit or a commitment to lend. Restrictions may apply. T2 Financial LLC dba Revolution Mortgage is an FHA, VA, and USDA-approved lending institution and is not acting on behalf of, endorsed by, or at the direction of HUD/FHA, the VA, the U.S. Department of Agriculture, or the Federal Government. VA loans require the borrower to be an active service member, veteran, or qualifying surviving spouse. Branch Address: 35 Vernon St., Auburn, ME 04210 - Branch NMLS# 2148941 - Branch Phone: 207-718-8400
Tori is an independent partner, not NETF staff. She works with general-contractor-led builds. Loan approval and terms are always between you and your lender. More referrals — builders, land, site work — on who we recommend.
Ready to take the next step? Start an inquiry for a kit quote your lender can work with — or browse where do I start? for the full path from plans to raising.
This page is general information, not financial or legal advice. Verify licensing and get your own quotes.
Referrals: Who we recommend · Cost guide · Where do I start?
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